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Many people don’t want to have to spend any more money than they have to. They cut back wherever they can, to ensure that they have enough money to get them through the weeks. One place they may cut back on is their health insurance.
However, that can be a mistake. Here are some reasons why you need to have health insurance.
You are more likely to stay healthy when you have health insurance. You will have to pay little, if anything, to visit the doctor for your yearly checkup and vaccinations.
It is also there to protect you if you get sick or injured. If you have to go to the urgent care or emergency room for any reason, you could be looking at hundreds of dollars. If you need to stay in the hospital, your bill could cost you a few thousand.
If you need surgery, it would be even worse. By having insurance, you can get the care that you need, without worrying about the cost of your treatment. You don’t want to get into an accident, and then have to figure out what you can afford to do. You are going to want to get the care that you need.
Skipping health insurance may save you money, but it won’t in the long run. You will be less likely to go to the doctor regularly and keep up-to-date with your vaccinations. You also may find yourself in trouble if you get hurt. You may have to choose the treatment depending on the cost.
If you are unsure about how much health insurance you need, don’t hesitate to contact us today at Colling Insurance Services Inc. We are located in Lakewood, CO and would be happy to sit down with you.