When the Accident is Your Fault: What You Need to Know in Colorado

When you have been in an accident in Lakewood — or anywhere in Colorado, in fact — there are some essential things that you need to know. An accident, especially an accident that is your fault, must be taken very seriously and you need to conduct yourself properly from the moment of impact. Don’t panic: Your insurance coverage and your insurance agent are there to back you up! However, you should make this entire process as easy as possible for yourself and everyone involved by taking the right actions post-accident.

What You Need To Know When You Caused The Accident

The number one thing that you need to be aware of after your Colorado accident is that you should never discuss your guilt or innocence with anyone immediately. Even if you feel certain that the accident is your fault, you need to keep that information to yourself initially. In most accidents, there are multiple contributing factors. For example, the other driver may have contributed to the accident, there may have been road conditions that contributed, perhaps weather conditions were partially responsible, or even a malfunction in your vehicle or another person’s vehicle could have contributed. These are all factors that you can’t be aware of immediately after the accident. You need to wait until the authorities discover factors that could have contributed to the accident because they are the ones who will assign guilt here, it is not your job to do so. Do not discuss the accident with other involved drivers in any way, and wait until the police arrive to produce your insurance information. Give your insurance coverage information only to the police.

You need to contact your insurance coverage provider as soon as possible. Your insurance agent is your best friend during this difficult time, so it is important that you are as forthcoming as you can possibly be. Your agent will help to file claims, to deal with the other people involved, and to handle any problems arising from the accident.

Accidents are the time when insurance agents truly shine, so allow your insurance provider to help you through this!