What Is Covered In A Toy Insurance Policy?

When you live in Lakewood, CO, you may have all sorts of toys to play with. from snowmobiles in the winter to pontoon boats in the summer, the list of toys that you may have can go on and on.

At Colling Insurance Services, Inc., we’re committed to showing you how to protect everything that you love.

What toys are covered?

The toys that adults have can be expensive. Whether you go off-roading, spend time out on the water, or enjoy driving around town in an antique car, these can all be categorized as toys. Since these cost considerably more than the toys that your kids have, you want to protect them in any way possible. After all, if they get wrecked or stolen, you don’t want to have to pay full price in order to replace them. 

This is when it can be advantageous to look into toy insurance.

What are the coverage options?

There are plenty of ways that you can cover all of the toys that you have. Each time you add a toy to your collection, you can update your insurance policy to encompass them. Various riders can be added so that you have the ability to file a claim if they get damaged, stolen, or even vandalized.

By working with an independent insurance agent, you can learn about the different ways to cover your toys so that you can enjoy greater peace of mind throughout the year. Your home insurance policy may not cover some of the more expensive toys that you have, even though they are parked on your premises. As such, finding out about toy insurance can be the financial protection that you need.

Contact us at Colling Insurance Services, Inc. today to learn more about getting a toy insurance policy to protect all of your toys in Lakewood, CO.