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Commercial insurance is a fairly general term that business owners would be forgiven for getting confused. If you live in Lakewood, CO, Colling Insurance Services Inc. has a few general tips for understanding what this is and how to works to protect you, your employees, your customers, and your livelihood.
What Is Commercial Insurance?
This type of insurance is one that’s specifically designed for business owners to cover any number of events that might occur. Like any insurance policy, it can be customized to fit your needs. So if you have employees, it might cover compensation if they’re injured on the job. If you’re a customer-facing business, it might cover you if someone were to slip and fall on the premises.
How Do I Get Commercial Insurance?
Getting commercial insurance starts with understanding what you need from a policy. So if you happen to be located in a part of Lakewood, CO that’s more prone to flooding, you may want to tailor your coverage to ensure that you can repair your facility and replace any damaged inventory. If you’re working with highly litigious people, then you might want to increase your liability limits so that you’ll be able to handle a potential suit that comes your way.
Who Can I Trust?
Colling Insurance Services Inc. is here to help you get what you’re looking for, regardless of whether you’re just starting out or you’re an established presence in the community. It’s not easy to navigate the many decisions of owning a commercial enterprise, but we know what to ask and how to go about structuring a policy that will be there for you through thick and thin. If you’re looking for a staff that can do the same, give us a call today.