If you operate a low-risk, office-based business such as an accounting firm or a consulting company in Lakewood, CO, you might consider skipping worker’s compensation insurance. After all, what are the chances of employees getting injured in such an environment? However, not having worker’s compensation in such a setting could end up costing you more. Colling Insurance Services Inc. can help you understand why investing in a worker’s compensation policy is worth the premiums.

Potential Injuries in Office Environments

Contrary to popular belief, a significant number of injuries can occur in office environments. The leading category for worker’s compensation claims is slips, trips, and falls, which are common in offices, especially those with laminate, tile, or similar flooring instead of carpeting. Repetitive stress injuries, such as carpal tunnel syndrome from constant keyboard use, are also prevalent. Back injuries can occur if you do not provide your staff with ergonomic chairs or if employees frequently move heavy items like boxes or file cabinets. The building where your operations are located could also cause sick-building syndrome, leading to chronic cold and flu-like symptoms.

One often overlooked area is mental health issues. An employee might require mental health treatment due to ongoing stress or if they are repeatedly bullied or abused by a co-worker.

Securing Your Interests

Worker’s compensation policies are affordable and protect you from medical expenses, lawsuits, and other costly issues that could arise if an employee sustains a workplace-related injury. Even the safest workplace can experience an occasional mishap. By carrying this essential insurance, your employees will have peace of mind, knowing their needs will be addressed.

You can tailor your worker’s compensation policy to meet your specific needs. Contact Colling Insurance Services Inc., serving Lakewood, CO, to get started.