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If you happen to get into a fender bender in Lakewood, Colorado, the process of dealing with it is the same as it would be anywhere. Those involved should exchange insurance company information and turn it over to brokers like Colling Insurance Services, Inc. who serves the greater Lakewood, Colorado area, to handle. However, sometimes these fender benders turn into very costly lawsuits, better known as fender bender fraud, where people involved pretend to be more injured than they really are and sue the other driver or insurance company. To help prevent this from occurring in the first place, you should do the following things if you are in a fender bender in Lakewood, or anywhere else.
ASK THE OTHER DRIVER IF THEY ARE OK
By doing this you will usually get an honest response that will hold up in court. So if that driver says they are OK and then later claims to have been injured, there’s a good chance that they are lying and it won’t hold up in court.
TAKE PICTURES AND VIDEO OF THE SCENE
Take as many photos and videos as you can of the scene right after it happens, so that you can present them in court if necessary. As you and the other driver will be biased if you are facing off in a lawsuit, these images will speak the truth more than either of you ever could and it will be pretty clear that the other person is lying.
CALL THE POLICE
While this may not seem necessary for a very small accident, having the police there will create a number of people who are impartial third parties who will be able to testify in court. They will also be able to draw up a report that will represent what they saw happened, not just what one driver says happened.