Are there any limits on valuables such as computers or jewelry in my home policy in Lakewood, CO?

When you have a home insurance policy in a place like Lakewood, Colorado, you think of that policy as covering everything that’s inside your home, along with the actual structure. However, it’s very important that you look carefully at the coverage you have. It may not be what you think it is, and there could be strict limits on how much reimbursement you can receive for damage or loss of valuables, jewelry, and computers. You don’t want to end up losing out on something you can’t afford to replace.

Rather than take that risk, come see us. As an independent agent, we can provide you with quotes from multiple insurance companies. That will allow you to choose the coverage you like and avoid anything that isn’t going to benefit you. It’s not necessary to pay too much to get a good insurance policy, and it helps to have an agent on your side. Let us find what works for you. Be sure you’re up front about your computers, jewelry, or other valuables, in case the standard protection for them is not enough. Often, extra coverage can be added.

Increasing your home insurance policy amounts will raise your premiums, but usually not by a large amount. It’s much better to pay a few extra dollars a year to cover everything you have than realize you don’t have enough coverage when you need it. Each insurance company can set its own standard limits, so you may be able to find the right home insurance policy without needing extra coverage for certain items in your house. We’ll help you compare prices and amounts, so you can have the peace of mind that comes with knowing you have the right insurance for a good price.