Colorado’s Active Lifestyle and Boating Insurance

Colorado is renowned for its outdoors and active lifestyle, and this is no different for those residing in the Lakewood, CO area. From biking and hiking to swimming and boating, residents of Colorado spend a great deal of time outdoors and on the water. That’s one of the many reasons why boat owners count on the team at Colling Insurance Services Inc. for their boat insurance needs. Because as a boat owner, you need the security that comes with knowing you’re well-equipped to handle any challenges that come your way.

Stay Protected On Land and At Sea With Boat Insurance

When people think about boat safety and insurance, their minds often drift to boating accidents or mishaps on the water. However, boats can usually be damaged or require repairs without ever leaving the dock, garage, or trailer. Boat insurance covers everything from storm damage to transport accidents and even vandalism, offering protection for your vessel both on dry land and in the water. This comprehensive coverage can lead to significant savings, helping you maintain your vessel and finances in tip-top shape.

Boat Insurance Solutions in Lakewood, CO

If you’re looking for boat insurance or have questions about boat insurance and live in or around the Lakewood, CO, area, we’re here to help. The Colling Insurance Services Inc. team offers tailored boat insurance solutions to fit the needs of you and your vessel. Get in touch with us today to discover how boat insurance can provide protection both before and after setting sail.

Colorado Umbrella Insurance Requirements

With the many types of insurance coverage available for residences and commercial businesses, it can be overwhelming and confusing to understand what coverage is needed and required by the state of Colorado. One type of coverage that people frequently inquire about at Colling Insurance Services Inc. is umbrella coverage. They want to know whether it’s something they should consider and if it’s mandatory by the state.

What is Umbrella Insurance, and Is It Required in Colorado?

Umbrella insurance is additional coverage that provides protection beyond the monetary limits of other policies you have in place. Essentially, an umbrella policy is a supplement to existing policies, such as home, renters, or auto insurance.

In the event that your primary policy does not cover a particular situation or the limit of coverage has been reached, the umbrella policy can make up the difference and provide the coverage you need. You can rest easy knowing that you have extra coverage in cases such as personal liability, property damage, lawsuits, and injuries. Having the additional coverage an umbrella policy provides can help prevent a devastating impact on your financial security when an unexpected event occurs.

Understanding Colorado Insurance

While the state of Colorado requires automobile and motorcycle insurance, umbrella insurance is not mandatory. It is your choice whether it is beneficial to get an umbrella policy.

Discover more about umbrella insurance and how the extra coverage can benefit your current and future financial security.

Contact Colling Insurance Services

Our Colling Insurance Services Inc. team is just a phone call away, and they can tell you everything you need to know about getting umbrella insurance for your residence or business in Lakewood, CO.