If you love to ride the Lakewood, CO waters, then it wouldn’t be a bad thing to consider your boat insurance options. Boat insurance can protect your water-traversing vehicle in the case of a serious accident or worse. Learn all of the in’s and out’s of boat insurance with Colling Insurance Services, Inc. and stay covered for your next boating trip. 

What Does Boat Insurance Cover? 

Boat insurance provides you with financial relief in the event that your boat sustains damage from an accident or other type of incident. If you’re unfamiliar with boat insurance and boat insurance protection, here are some areas in which boat insurance provides coverage: 

• Collision damage
• Property damage
• Injury
• Comprehensive coverage
• Liability 
• Additional coverage

These are just some of the areas in which boat insurance can provide coverage. The specific coverage types and coverage amounts that you can receive will depend on the boat insurance policy that you choose. To find the right boat insurance policy for you, visit Colling Insurance Services, Inc. to help you stay covered. 

Why Is Boat Insurance Important? 

Boat insurance is something that can provide you protection and relief for when you get into an accident. It’s easy to overlook the possibility of an accident occurring on the Lakewood CO waters, but it can happen to anyone at any time. That’s why it’s important to have a policy for your boat to prepared for the worst-case scenario. It’s always better to have coverage and never need it than it is to not have coverage and find yourself desperately needing it. 

Protect Your Boat with Colling Insurance Services, Inc. 

When it’s time to choose a boat insurance policy, visit Colling Insurance Services, Inc. to find the right boat insurance policy for you. Our office serves the Lakewood, CO area, and we can help you explore your options.   

Many of us associate umbrella insurance with liability coverages. In fact, it is the main reason why most wealthy business owners, asset owners, and landlords in Lakewood, CO buy umbrella insurance–to add extra coverage to protect their valuables. Umbrella insurance goes beyond simple liability coverage that home, boat, and auto insurance offers.

At Colling Insurance Services Inc., we understand that we are living in a very litigious society. That is why we help people like you add extra liability coverage to avoid expensive lawsuits in case they happen.

Umbrella insurance and breach of contract.

Umbrella insurance is known to go above normal liability coverages and cover most legal issues. When you decide to buy the policy, it is important to consider your exact insurance needs as well as the terms and conditions of your insurer. Most umbrella insurance plans are linked to various legal issues that include breach of contract. If you have been looking for coverage that will help cover for breach of contract in Lakewood, CO, the umbrella insurance will do.

Should you hire a lawyer

Most umbrella insurance claims often involve some complex terms and concepts that may require you to hire a lawyer to help you through the process. Breaching a contract is not a straightforward activity, and a lot of proof and evidence needs to be presented, which can lead to serious strain on your finances. Umbrella insurance will pay for the legal fees based on your coverage limits.

Business loss of use and negligence cases

Like we said, contract cases are hard to prove as they contain a lot of technicalities that can quickly trip a lawyer. If your contract is breached, you want to prepare yourself by hiring some of the best lawyers to protect your interests. This is made possible when you buy adequate umbrella insurance.

For more information, feel free to visit us Colling Insurance Services inc. today!