The area around Lakewood, CO is excellent for exploring in your RV. When you’re ready to take your friends and family on an out-of-state trip, however, preparation is the best way to ensure you can make it home safely. Keep these tips from Colling Insurance Services Inc. Handy in case you find yourself in an RV accident when you aren’t at home.

Keep Your Insurance Information Close

The tendency for many RV enthusiasts is to lock all of their important documents away. This reduces the chance of losing your papers in a theft. However, it’s important to keep your insurance card in an easy to reach the place. That way, you’ll be able to produce your documents on demand.

Buy Disposable Cameras

In an accident, pictures are often the only way to prove your claim. Your cellphone is a great tool for taking pictures after an accident. However, you don’t want to risk having a full memory card or low battery when you need it most. Keep a couple of disposable cameras in your RV to ensure you can get all the visual evidence you need.

Contact Local Authorities

Each municipality has different rules for auto accidents. Some require law enforcement involvement for all moving vehicle accidents. Call the non-emergency number for the city or county in which your accident occurs right away. This gives them a chance to add their official documentation to your claim.

Contact Your Colorado Medical Team

If anyone in your party needs medical attention, seek help right away. When it is convenient, make sure to give your regular doctor a call. They may have insights that help your out-of-town team deliver the best possible care.

Colling Insurance Services Inc. carries RV policies for residents in the Centennial, CO area. Contact us for more tips to help you navigate an out-of-town RV accident.

When you live in Lakewood, CO, you may have all sorts of toys to play with. from snowmobiles in the winter to pontoon boats in the summer, the list of toys that you may have can go on and on.

At Colling Insurance Services, Inc., we’re committed to showing you how to protect everything that you love.

What toys are covered?

The toys that adults have can be expensive. Whether you go off-roading, spend time out on the water, or enjoy driving around town in an antique car, these can all be categorized as toys. Since these cost considerably more than the toys that your kids have, you want to protect them in any way possible. After all, if they get wrecked or stolen, you don’t want to have to pay full price in order to replace them. 

This is when it can be advantageous to look into toy insurance.

What are the coverage options?

There are plenty of ways that you can cover all of the toys that you have. Each time you add a toy to your collection, you can update your insurance policy to encompass them. Various riders can be added so that you have the ability to file a claim if they get damaged, stolen, or even vandalized.

By working with an independent insurance agent, you can learn about the different ways to cover your toys so that you can enjoy greater peace of mind throughout the year. Your home insurance policy may not cover some of the more expensive toys that you have, even though they are parked on your premises. As such, finding out about toy insurance can be the financial protection that you need.

Contact us at Colling Insurance Services, Inc. today to learn more about getting a toy insurance policy to protect all of your toys in Lakewood, CO.