Colling Insurance Services Inc. offers toy insurance to the residents who live in Lakewood, CO and many of the surrounding communities. The goal is to fully protect toy owners from various types of liability if someone is injured or property is damaged while you are out playing on your jetskis, snowmobiles, ATV’s or other recreational vehicles. Toy insurance is designed to protect you from different types of financial loss that can be devastating if you are not fully prepared.

Liability for Property

Property liability is essential if you plan on riding your recreational vehicles on public or private lands. If an accident does occur, any property damage becomes your responsibility. Having an effective toy insurance policy in place helps protect you from having to pay large sums of money to repair or replace damaged property.

Liability for Others

If you or another person is injured while riding on your recreational vehicle, you will need to have some type of liability insurance attached to your toy to cover it. While riding without this type of insurance is possible, it puts you at extreme risk of having to pay thousands of dollars out of pocket if an accident does occur. 

Toy insurance can cover many types of recreational vehicles. If you live in the Lakewood, CO area and own recreational vehicles, call the reputable agents at Colling Insurance Services Inc. Talking to an agent will provide you with the information you need so you can purchase the right type of policy for your recreational vehicles. Don’t risk your financial security! Call one of the local agents and request a consultation so you can be fully protected.

One of the best things about retiring is the ability to travel outside of Lakewood, CO whenever you want. RVing is quickly becoming one of the most popular ways for seniors to travel. If your vacations include the freedom to see the world from the open road, then RVing is going to be a great experience. There are a wide variety of RV clubs for seniors so you can mingle with fellow travelers with a like-minded lifestyle. If you are new to RVing, it’s important to enjoy your travels, but it’s also important to travel safe, so here are 3 safety tips for seniors traveling by RV.

Let Someone Know Your Information

Before hitting the road it is important to let a family member or friend know your travel plans. This should include the route you intend to take as well as where you are planning to park along the way. Once you reach your destination, be sure to let someone know you have arrived and how long you will be staying. Always keep your phone and laptop charged and be sure to get a booster that will allow you to find a signal when you are parked in a remote area.

Stay in Safe Campgrounds

Although some RV communities cater to seniors, you don’t have to limit your traveling to seniors-only campgrounds. Several campgrounds offer special discounts for seniors, so be sure to ask about pricing and the amenities when making reservations. It is important to only stay in a reputable, safe campground. Unless absolutely necessary, you should avoid parking in out-of-the-way locations, so try to map out your traveling in a manner that allows you plenty of time to reach a safe campground and always use campsites that are designated for RVs.

Routinely Maintain the RV

Just like your automobile requires routine maintenance, the RV does as well. Providing routine maintenance, such as checking the fluids, making sure there is appropriate air in the tires and that all motor components are in good working order will help to ensure you don’t break down when you least expect it.  One of the most important parts of RV maintenance is your insurance, so make sure your insurance covers all aspects of the RV trip. Consider getting a roadside service that specializes in RVs.  Be sure to talk with Colling Insurance Services, Inc. before starting on your journey to gather all information about your RV and insurance coverage.

Residents of Lakewood, CO interested in learning more information about RV insurance policies should contact Colling Insurance Services, Inc.